Flexible Financing for Your Mental Health Care
Investing in your mental health is one of the most important decisions you can make — and we want cost to be as low a barrier as possible. Through our partnership with CareCredit, qualified clients can spread the cost of care into manageable monthly payments, so you can start treatment without delay.
How CareCredit Works
CareCredit is a healthcare credit card accepted by thousands of medical and mental health providers nationwide. It lets you pay for treatment over time rather than all at once.
Key benefits:
Apply online in minutes — most decisions are instant
Use your credit line immediately upon approval
Choose from multiple financing plan lengths
No penalty for paying off early
Accepted for psychiatric evaluations, EMDR therapy, medication management, and all follow-up sessions
What You Can Finance
CareCredit can be applied to any service at Therapy & Mind, including:
Service. Standard Fee
Initial Psychiatric Evaluation Click here for pricing
EMDR Therapy Sessions Click here for pricing
Medication Management Follow-Ups. Click here for pricing
ADHD Evaluation & Treatment Click here for pricing
Rather than paying the full cost of your intake upfront, financing allows you to begin care now and pay over time.
"CareCredit is especially useful for services not covered by your plan, or for your deductible and copay amounts."
Already Have Insurance? You May Still Get Reimbursed.
We now accept select commercial insurance plans (Cigna, Aetna, Anthem Blue Cross CA, Carelon, Quest, Regence BlueShield WA). If your plan is not listed, and you have a PPO with out-of-network benefits, we can provide a superbill for potential reimbursement of 40–70% of session costs.
Here's how:
After each session, we provide you with a superbill — an itemized receipt with all the billing codes your insurer needs
You submit the superbill to your insurance company
Your insurer reimburses you directly, typically within 2–4 weeks
We recommend the Reimbursify app to simplify and track your submissions.
Combining both: Many clients use CareCredit to pay upfront and then use insurance reimbursements to pay down their CareCredit balance — effectively reducing out-of-pocket costs significantly.
Frequently Asked Questions
Is CareCredit hard to get approved for? CareCredit approval is based on a standard credit check. The application takes a few minutes online and most applicants receive an instant decision.
Can I use CareCredit for telehealth sessions? Yes. CareCredit can be used for all services, including telehealth sessions in California and Washington.
What if I'm not approved for CareCredit? Contact us directly at (213) 860-4491 or email us at info@therapyandmind.com. We're happy to discuss options and work with you on a plan that fits your situation.
Does using CareCredit affect my privacy? Your care decisions remain entirely between you and your provider. CareCredit only processes the payment — they receive no clinical information about your treatment.
Ready to Apply?
The application takes less than 5 minutes. Most decisions are instant.
*Know that your clinical information is never shared with CareCredit or your insurer beyond what you authorized.
Questions about financing or fees? Text or call (213) 860-4491 or email info@therapyandmind.com — we're happy to help.