Insurance Accepted at Therapy & Mind

Therapy & Mind is now in-network with the following commercial insurance plans for telehealth psychiatry and medication management services in California and Washington.

Accepted Insurance Plans:

  • Cigna — including Cigna Behavioral Health

  • Aetna — including Aetna Better Health

  • Anthem Blue Cross California

  • Carelon Behavioral Health (formerly Beacon Health Options)

  • Quest Behavioral Health

  • Regence BlueShield of Washington

Not sure if your plan is covered? Call the member services number on the back of your insurance card and ask: "Is David Irias, PMHNP, an in-network provider?" You can also contact us directly and we'll help verify your benefits.

Self-Pay & Out-of-Network Options

If you carry a PPO or POS plan not listed above, you may still be eligible for partial reimbursement. We can provide a detailed superbill after each session, which you submit directly to your insurer. Many clients with PPO plans are reimbursed 40–70% of session costs.

Tools like Reimbursify can simplify the claims submission process.

Financing

Payment plans are available for self-pay patients. Learn more about financing options →

Frequently Asked Questions

Do you accept Medi-Cal or Medicare? At this time, we do not accept Medi-Cal, Medicare, or Medicaid plans.

Do you accept HMO plans? We are currently in-network with select PPO and behavioral health plans. HMO coverage varies — please contact us or verify with your insurer.

What states do you accept insurance in? We currently accept insurance for patients located in California and Washington state.

How do I verify my benefits before my first appointment? Call the member services number on the back of your card and ask for your behavioral health or mental health benefits. Confirm that telehealth is covered and ask about your deductible, copay, and any prior authorization requirements.